Insurance
Insurance and Payment Options
Feeling anxious, depressed, or stressed?
Confused, lost, or stuck?
You don’t have to face it alone.
Connect with a licensed therapist virtually from the comfort of your own home.
Therapy is a meaningful investment of time, energy, and money. To support accessibility, services are in-network with most major commercial insurance plans, including Aetna, AmeriHealth, Blue Cross Blue Shield, Cigna, and UnitedHealthcare.
Insurance coverage for therapy varies by plan. Depending on your benefits, you may be responsible for a deductible, an amount you pay before insurance begins covering services; a copayment, a fixed fee for each session; coinsurance, a percentage of the session cost; or other out-of-pocket expenses. Some insurance plans may also require a referral or limit the number of covered sessions. In-network status is subject to change.
Please verify benefits before scheduling. A free benefits verification can be requested before scheduling your session.
Self-pay options are available for those without insurance coverage. Reduced-fee options may be available in limited circumstances upon request and based on individual need.
Not Sure if or How Your Plan Covers Therapy?
Disclaimer: Work and Life Solutions is not an emergency service. If you are experiencing an emergency, call 911. If you are in crisis, call or text 988, the Suicide & Crisis Lifeline, or go to your nearest emergency department.
Christopher M. Scarduzio, MSW, LCSW, is licensed in New Jersey (License No. 44SC06309100) and Pennsylvania (License No. CW024619). Clinical therapy services are provided through Work and Life Solutions LLC, located at 103 Route 70 E, Suite 2, Marlton, NJ 08053 | Tel: (856) 318-9280. Website content, educational resources, and consulting services are provided for educational and informational purposes only and do not establish a professional, clinical, therapeutic, coaching, consultation, supervisory, or client relationship. For full details, please review the Terms of Use below.
© 2026 Work and Life Solutions. All rights reserved.
Phone: 856-318-9280
Office Hours: Monday–Thursday 10 am–4 pm and Friday 10 am–2 pm
Appointments are offered during standard business hours to support consistency, focus, and sustainable care.